Lexington Law - Credit Repair

The Lexington Law provides a range of tools that help you comprehend, enhance, and safeguard your credit directly from your smartphone. Our mission is to ensure fair and accurate credit reporting. If you've faced credit denials, we're dedicated to assisting you in reclaiming eligibility and securing approvals.

Lexington Law - Protect Your Credit:

Focus Tracks

At Lexington Law, we approach credit repair differently by tailoring our services to your unique circumstances. Instead of a one-size-fits-all approach, we use your personal input and life experiences to strategize how best to challenge each negative item on your credit report. Leveraging various laws and consumer protections, we aim to achieve effective results based on your feedback. Our specialized focus includes protections for individuals who have experienced life events impacting their credit, such as divorce, identity theft, military service, medical bills, and mishandled student loans. If you've encountered any of these challenges, our services are designed to assist you effectively.

Credit Reports

Upon signing up, we pull your credit reports from all three major credit bureaus. We consolidate the information into a user-friendly interface that allows you to easily understand your credit standing. This detailed credit report is crucial for initiating disputes and negotiations with both the credit bureaus and your creditors.

Credit Monitoring

Our comprehensive credit monitoring service, ReportWatch, keeps a vigilant eye on your TransUnion credit report. Not only do we alert you promptly to any changes, but we also provide valuable information and guidance tailored to each change detected.

Identity Theft Protection

Lexington Law goes beyond credit repair to offer robust identity theft protection, including up to $1 million in identity theft insurance. Depending on your service level, you'll benefit from a suite of identity protection alerts and monitoring services comparable to leading providers like LifeLock.

Digital Money Manager

In addition to our credit repair services, we provide a powerful digital money manager akin to tools like Mint. This tool helps you track income, spending, transactions, budgets, trends, debts, and net worth, providing holistic financial management alongside credit improvement.

Credit Restoration Solutions:

At Lexington Law, our approach to credit restoration sets us apart from other providers. We begin by obtaining your credit reports from all three major credit bureaus—Equifax, Experian, and TransUnion. Working closely with you, we identify specific reasons to challenge each negative item on your report. Our team electronically submits disputes to the bureaus and engages directly with your creditors to advocate on your behalf.

Our track record speaks for itself. In 2017 alone, we successfully facilitated the removal of over 10 million inaccurate, unfair, or unsubstantiated negative items from credit reports. It's important to note that every legal case is unique, and while we are confident in our process, specific outcomes cannot be guaranteed.

Disclaimer: Results achieved in the past do not imply future outcomes, as each case varies based on individual circumstances.